What is a lumpsum investment?
A lumpsum means investing a single large amount at once — for example, a bonus, maturity payout or savings — rather than monthly like a SIP. Over time, compounding can turn it into a much larger corpus.
Lumpsum vs SIP
A lumpsum puts all your money to work immediately, which helps when markets rise steadily. A SIP spreads investment over time and averages your buying price, which lowers risk in volatile markets. Many investors use both.
FV = P × (1 + r)ⁿ
Where P = amount invested, r = annual return, n = number of years.
Frequently asked questions
Are the returns guaranteed?
No. Market-linked returns vary. This is an estimate based on the return rate you enter, to help you plan.
Why use the inflation-adjusted value?
It tells you what your future corpus is worth in today's money, so your goal stays realistic.